3 days ago · We analyzed 458 CD accounts from 148 financial institutions to determine which ones offer the best value for savers. Our research factored in interest rates, minimum deposit requirements,...

4 days ago · Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set...

Dec 30, 2025 · Once you know the CD term you want, you can compare the different interest rates, as well as the minimum deposit requirements and any fees like early withdrawal penalties.

3 days ago · To find you the highest 3-month CD rates nationwide, we review CDs from hundreds of banks and credit unions every day. CD terms of 2–4 months are eligible for our 3-month rankings, …

6 days ago · Compare the best CD rates available today, and find the top short- and long-term certificates to boost your savings potential.

5 days ago · We’ve rounded up the highest CD rates available, many of which are above 4.00%.

Jan 7, 2026 · Historic CD rates and Fed rate trends Historically, long-term CDs pay higher yields than short-term CDs. However, recently, six-month CDs and 12-month CDs have had higher average yields.