A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate …

Jan 7, 2026 · A home equity line of credit, or HELOC, is a second mortgage that uses your home as collateral to let you borrow up to a certain amount over time, rather than an upfront lump sum.

Oct 23, 2025 · A home equity line of credit (HELOC) is a variable-rate second mortgage that utilizes a portion of your home’s value through a revolving line of credit. You can use, pay …

Sep 3, 2025 · What is a HELOC? A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home.

A home equity line of credit (HELOC) is an “open-end” line of credit that allows you to borrow repeatedly against your home equity.

May 8, 2025 · A Home Equity Line of Credit (HELOC) is a flexible borrowing option that allows homeowners to use the equity in their homes as collateral to access funds.

2 days ago · A home equity line of credit lets you borrow against your home's equity through an open-ended line of credit – similar to a credit card but with a set loan term. That term includes …

Home equity line of credit A home equity line of credit, or HELOC (/ˈhe̞ːˌlɒk/ HEH-lok), is a revolving type of secured loan in which the lender agrees to lend a maximum amount within an …

Jun 23, 2022 · What is a home equity line of credit? A HELOC is not a traditional mortgage because you do not receive a lump sum payment, but rather a revolving line of credit. …

Dec 17, 2025 · A HELOC, or Home Equity Line of Credit, is a flexible, revolving credit line that lets homeowners borrow against their home's equity for various financial needs.