Find out about required minimum distributions on your retirement plan under Internal Revenue Code sections 401 (a) (9), 408 (a) (6) and 408 (b) (3) and how much and when to withdraw.

Apr 21, 2025 · Required minimum distributions (RMDs) can be an important part of your retirement-income plan, but it's important to know that they come with some strict rules about …

Jun 13, 2025 · The penalty for not taking your RMD can be pretty steep: The IRS will levy a penalty amounting to 25% of the sum you should have withdrawn. That said, if you correct the …

Nov 6, 2025 · This guide will explain why RMDs exist, what the RMD rules are for 401 (k) plans, what exceptions exist, how RMDs can be avoided, and how RMDs affect you if you inherit a …

Aug 12, 2025 · RMDs are mandatory withdrawals from certain types of retirement accounts, including 401 (k)s, that begin at 73 for most people. RMDs ensure savers begin to draw down …

Dec 5, 2025 · Here are six rules you don’t want to miss when planning your RMDs for 2025. 1. RMD age limits change.

Jan 22, 2025 · RMDs are minimum amounts that you must withdraw annually from your IRA—including traditional, SEP and SIMPLE plans—or other retirement plan …

Dec 15, 2025 · According to 401 (k) withdrawal rules, penalty-free withdrawals (called qualified distributions) are allowed once you reach age 59½. 1 You can also take qualified distributions …

Review the required minimum distribution rules for certain retirement plans, including traditional IRAs, SEP IRAs, SIMPLE IRAs and 401 (k) plans.

Jun 15, 2025 · As of 2025, most individuals must begin taking RMDs from their 401 (k) accounts by April 1 of the year following the year they turn 73. This age threshold was recently raised …