The problem with the “basic math” behind delaying Social Security is that it often overlooks longevity risk.

Social Security is an important source of retirement income but the benefits program is complicated. Over half of all Americans don't know the truth about one of the key Social Security rules. A ...

Many retirees lack critical knowledge about one of the most basic Social Security rules. Not knowing this rule could affect your decisions about when to claim Social Security benefits. You could end ...

Social Security is racing toward a funding cliff at the same time millions of Americans are still fuzzy on how the program actually works. The gap between the system's financial reality and the public ...

Your clients will often wonder whether they will have enough money to sustain them through their less productive years, especially if they become disabled or develop a chronic illness. This is a big ...

Planning your retirement finances often means navigating complex rules, especially if you intend to keep working while collecting benefits early. The Social Security Retirement Earnings Test (RET) is ...

Social Security is an income source millions of retirees depend upon. Without those benefits, many seniors wouldn't have a way to pay their basic expenses like housing, transportation, healthcare, and ...

Social Security sounds pretty simple, right? Claim early and get a smaller check. Wait longer, and you’ll earn more. But beyond the basics are dozens of lesser-known strategies that dramatically ...

Applying for retirement benefits is one of the most important financial decisions you'll make, impacting your monthly income for decades. This quick, 10-question True or False quiz will test your ...