Dave Ramsey has publicly argued – in interviews and on his radio program – that retirees can safely withdraw 8% annually from their portfolios, doubling the traditional 4% rule that has guided ...

It’s easy to get sucked into focusing on a “magic number.” ...

Morningstar’s State of Retirement Income report can help you prepare for retirement by illustrating the role nonportfolio income, like Social Security and annuity payments, can play and comparing ...

A 30+ year retirement requires a disciplined withdrawal strategy (like the 4% rule), inflation planning, debt reduction, ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Question: I’m preparing for retirement and trying to figure out where I should go for money to meet my income needs. I understand that it’s important to start by withdrawing from some accounts and ...

For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, however, it’s beginning to show its age. The rule itself is pretty simple, as ...