Debt pressure speeds up decisions, precisely when bad offers look good. Take a deep breath and slow the pitch down. The quickest way to avoid hasty mistakes is to learn how legitimate help behaves and ...

If you're getting calls and texts from a debt collector on your phone, how do you know if they're real or a scam? Consumer ...

Recently, the Federal Trade Commission filed a complaint against seven companies and three individuals operating the "Accelerated Debt" program that falsely claimed to reduce consumers' debt by as ...

They promise help with debt from credit cards and other bills. Some of these companies are actively calling and emailing people in need of help. And that is one of the first red flags. There are real, ...

A 609 letter can help you challenge credit report errors, but it's not a magic fix for your debt. Here's why.

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That can make it challenging to weed out the safe, reputable programs ...

Interactive checklist based on official consumer protection warning signs now available at GetOutOfDebt.org I've spent ...

Are debt relief programs legit? Yes. Debt relief, aka debt settlement or debt resolution, is a legitimate industry that can be helpful to people experiencing certain financial difficulties. However, ...