Don’t wait for Trump's 10% cap, Fed cuts — here's how to get a better credit card interest rate now

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Why the plan to cap credit card interest could impact your wallet | What's the Deal?

President Donald Trump, speaking at the World Economic Forum, said he wants Congress to temporarily cap credit card interest at 10% for a year.

A 10% cap on credit card interest? Many borrowers could do even better.

President Donald Trump proposed a temporary 10 percent cap on credit card interest rates in January, 2026. So did senators Bernie Sanders (I-Vt) and Josh Hawley (R-Mo), in 2025. Many cardholders could do better, with zero-interest balance transfer offers.

Fed holds interest rates steady: What that means for mortgages, credit cards and loans

From mortgage rates and auto loans to credit cards and savings accounts, here's a look at how the January Fed decision could affect your finances.

Bank of America considers new credit card capped at 10% interest

Bank of America is considering whether to offer a credit card with interest capped at 10% for a year, a source told NBC News
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Can you deduct credit card interest for business?

Brex reports that U.S. businesses can deduct credit card interest on legitimate expenses, unlike personal card interest, enhancing tax savings.

MBNA True Line Mastercard Review: The Best Low-Interest Credit Card For Small Balances

The MBNA True Line Mastercard has no annual fee and a low interest rate, but can you save even more by choosing an alternative?

What a Credit-Card Interest Rate Cap Would Mean for Consumers

As part of a series of efforts to make life more affordable, President Donald Trump aims to help Americans with credit-card debt. After demanding on social media that credit-card lenders cap interest rates at 10% for a year,