Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

When a storm, fire, or burst pipe rips through your home, you expect your insurer to step in as a financial backstop, not a ...

Explore how absolute pollution exclusion impacts commercial liability coverage, its origins, exceptions, and its role in mitigating pollution-related claims.

Homeowners insurance covers many kinds of damage to your home and property, but it doesn't cover everything. Home insurance policies will typically cover damage from fire, lightning, windstorms and ...