Forbes contributors publish independent expert analyses and insights. Joshua Cohen is a Boston-based writer who covers health policy. Individuals with employer-sponsored commercial health insurance ...

Why do we allow insurance pools, especially in health insurance? Obviously it is a moneymaker for the insurance company, but it appears unique to the insurance industry. My neighbors and I don't pay ...

Small- and midsize businesses are worried about affording group health plans, with 89% fearing unsustainability within three years. A majority of employers prefer contributing to employees' ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

As healthcare premiums continue their relentless climb, employers face a familiar and frustrating cycle: enhance benefits to attract and retain talent, or scale them back to control costs. This ...

In the context of policy discussions regarding proposed Medicaid cuts, Medicaid work requirements, and other heatlh coverage issues, Sen. John Thune, R-S.D., pointed out the link between health care ...

If you’re among the roughly 165 million Americans who get your health coverage through work, not the government, you might be wondering: Is my plan next, now that health insurance premiums for ...