If you’re planning on building your own home rather than purchasing an existing house, you will likely need home-building insurance during the initial phases of your project. This type of coverage is ...

Buildings insurance covers the cost of damage to the structure of your property – for example due to a storm or fallen tree, flood or a fire. It also covers the fixtures and fittings inside your home, ...

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you. Why ...