The Federal Reserve has several tools to manage the money supply and keep the economy running smoothly. Learn how the central bank sets monetary policy.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While each of the recent rate reductions has slowly chipped away at borrowing costs, from credit cards to personal loans to auto ...

Forecasts vary for how many more times the Fed could cut interest rates in 2026. Some say one, two or even three more rate cuts ahead. Mortgage rates already have fallen as markets anticipated a Fed rate cut in December. Cantankerous and increasingly ...

Jan 6 (Reuters) - Directors at two-thirds of the Federal Reserve's regional banks voted to leave the interest rate charged to commercial banks for emergency loans unchanged ahead of last month's Fed meeting, minutes of the central bank's discount rate ...

The bank discount rate is a calculation of the interest investors earn on short-term instruments such as Treasury bills. Discover its definition and how investors gain from it.