Discover how to access your driving record and understand its impact on your car insurance rates. Learn how to request records and use the information to lower premiums.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers, and State Farm to regional providers like Erie Insurance. 8,500 Data Points ...

Your car or home was damaged, so the insurance company cut you a check. Do you have to use the money as intended? Not always. Insurance is something you probably don't think about much until you need ...

Drivers with a history of accidents, speeding tickets or DUI convictions are charged some of the highest insurance rates of any demographic. For example, a single at-fault accident can spike your ...

Safety is an important factor to consider when shopping for a vehicle. While most cars on the road today are safe, they are not rated the same, so checking a car's safety rating is necessary for ...

Learn more about coverage options, costs and the claims process Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...