In business, as in life, things can go horribly wrong. Homeowners don't want to be on the hook if a roofer or electrician is injured on the job. Landlords worry about business tenants damaging the ...

The specifics of small-business policies depend on the industry and whether you have employees, among other factors. Many, or all, of the products featured on this page are from our advertising ...

certificate of insurance and the actual policy contain different provisions, the insurance coverage will follow the specifications outlined in the actual policy.

Usually, this coverage comes included with your workers' compensation insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Every day companies throughout the nation enter into contracts that require their business partners to list them as an additional insured under the business partner’s insurance policies. Having your ...

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

A small business CEO and reader of this column emailed me and said "Dean, I was asked for an ACORD certificate for my business. I have no idea what that is; now what do I do?" That is a good question ...

In September 2009, a change made to the Association for Cooperative Operations Research and Development’s (ACORD) Form 25, Certificate of Liability Insurance, eliminated language in the old form where ...

COIs verify business insurance coverage, outlining policy type, effective dates, and limits. Unlike insurance binders, COIs are issued for active policies after underwriting is complete. Businesses ...