The CFPB has issued an interpretive rule that says the federal Fair Credit Reporting Act (FCRA) preempts states from regulating broad areas of credit reporting. “Congress meant to occupy the field of ...
On October 28, the Consumer Financial Protection Bureau (CFPB) published guidance interpreting the federal Fair Credit Reporting Act (FCRA) to provide for broad preemption of state fair credit ...
A Texas-based federal judge named Sean Jordan has just announced that he will be reversing former President Joe Biden's rule that allowed people to remove medical debt from their credit reports. Judge ...
A Texas judge has vacated the Consumer Financial Protection Bureau's medical debt rule and specifically admonished states that have sought to take medical debt off credit reports in a major win for ...
NEW YORK (AP) — The Trump administration is moving to overrule any state laws that may protect consumers’ credit reports from medical debt and other debt issues. The Consumer Financial Protection ...
If certain state laws are voided, millions of consumers with unpaid medical debt could see negative marks appear — or reappear — on their credit reports. Money; Getty Images Fifteen states that ...